At Able Insurance Brokers Ltd., we are committed to maintaining the highest standards of confidentiality in dealing with your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your personal data in accordance with the Personal Information Protection and Electronic Documents Act (“PIPEDA”), a federal privacy law in Canada.

1. Accountability

   Able Insurance Brokers Ltd. is responsible for the personal information we receive from our clients. We adhere to the principles of PIPEDA in safeguarding that information in both hard copy and electronic formats. All employees understand and abide by these rules to ensure your data is handled securely and responsibly.

2. Collection of Personal Information

We collect personal, corporate, financial, and related information solely for the purpose of providing you with tailored insurance advice and services. This may include:

• Personal Details: Name, contact information, and device data when you use our services, including SMS communications.
• Financial Information: Necessary financial details to formulate appropriate recommendations.
3. Purpose of Collection, Use, and Disclosure
• Service Delivery: To deliver the services you request and enhance your user experience.
• Advice Formulation: To make informed judgments about your situation and identify suitable insurance solutions.
• Disclosure to Insurers: To obtain insurance products on your behalf, we may need to confidentially convey your personal information to insurance companies and intermediaries.
• Consent-Based Sharing: With your consent, we may share your information with our associates to provide assistance in areas outside our expertise.
4. Consent

By becoming our client and providing your personal information, you consent to:

• Collection and Use: The collection and use of your information as outlined in this policy.
• Disclosure: Sharing your information with relevant insurance companies and intermediaries to provide the services you have requested.
• Communication: Receiving electronic communications from us.
• Retention: Retaining your information in our files for as long as you remain our client or as required by law.

You may withdraw your consent at any time by contacting us.

5. Data Accuracy

We rely on accurate information to provide appropriate recommendations. You may review and update the personal information we retain about you upon request. We may also periodically update your information to ensure our recommendations are based on the most current data.

6. Safeguards

We take appropriate security measures to protect your personal data against unauthorized access or alteration:

• Physical Security: Written information is stored in secure filing cabinets.
• Electronic Security: Electronic files are password-protected, and any off-site stored data is encrypted or securely locked.
• Data Disposal: Old files are shredded or otherwise completely destroyed.
• Employee Training: All staff understand the sensitivity of your information and the importance of protecting it.
7. Data Sharing

We do not share personal data with third parties without your consent, except when required by law.

8. Access and Inquiries

You may contact us at any time to:

• Review Your Information: Access the personal information we retain about you.
• Request Changes: Update or correct your personal data.
• Withdraw Consent: Change or withdraw your consent regarding how we handle your information.

Contact Information:

• Email: Info@ableinsurance.ca
• Phone: +1(866) 619 - 2253
• Address: 2560 Matheson Blvd E #400, Mississauga, ON L4W 4Y9

For more information about PIPEDA, you may review it online at https://www.priv.gc.ca.