Owning a classic car is not just about having a mode of transport; it's about holding a piece of history, a symbol of craftsmanship and timeless beauty. We understand that your classic car is more than an asset—it's a passion. This is why our Classic Car Insurance is crafted to meet the unique needs of vintage and collector cars.
Classic cars are not ordinary vehicles; they are prized possessions that appreciate rather than depreciate in value over time. Standard auto insurance policies may not recognize this unique aspect, which is why specialized insurance is crucial. Classic Car Insurance ensures that your vehicle is valued correctly and protected comprehensively.
Classic cars are driven less frequently, our policies accommodate low-mileage use without compromising protection.
Ensures you receive the full insured amount in case of a total loss.
As your vehicle undergoes restoration, it's vital to have coverage that adapts.
Coverage that recognizes the intrinsic value and unique needs of classic cars.
Typically, premiums for classic car insurance are lower due to the limited, careful usage by owners.
With comprehensive coverage, you can enjoy your classic car with the confidence that it is well-protected against all forms of risk.
Whether you're an avid collector or you’ve recently acquired your first vintage vehicle, Able Insurance is here to provide the protection your classic car deserves. Contact us today to learn more about our Classic Car Insurance and how we can help safeguard your piece of automotive history.
A classic car is typically defined as a vehicle that is at least 20 to 25 years old. However, the age requirement can vary by insurer. Additionally, the vehicle should have historic interest, such as being a collectible, antique, vintage, or muscle car.
Classic car insurance usually offers agreed value coverage, meaning you and the insurer agree on the value of the car when the policy is written. This differs from standard auto insurance, which typically covers the actual cash value at the time of a claim.
Yes, modifications can affect your coverage. It's important to notify your insurer about any modifications to ensure they are covered under your policy. Certain modifications may increase the value of your car, while others might restrict your eligibility for coverage.
Contact us today at Able Insurance. Our expert advisors are here to help you find the best coverage and answer any questions you may have.