High Value Car Insurance

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High Value Car Insurance

Exceptional Coverage for Exceptional Vehicles

We recognize that high value cars are not just modes of transportation—they are prized possessions that warrant exceptional protection. Our High Value Car Insurance is designed to provide superior coverage that matches the distinctiveness and value of your luxury, performance, or classic vehicle.


Why High Value Car Insurance?

Owners of high value cars face unique challenges and risks. Standard car insurance policies often fall short in addressing the full value and needs of luxury vehicles. High Value Car Insurance ensures that your investment is adequately protected against all potential risks, from theft to accidental damage.



Tailored Coverage for Your Prized Asset
Agreed Value Coverage

Unlike typical car insurance that considers depreciation, our policies are agreed upon value, ensuring you receive the full insured amount in case of a total loss without depreciation.

Comprehensive Damage Protection

Covers damage from accidents, weather events, vandalism, and theft, with options to include international transport coverage for those who travel or showcase their vehicles abroad.

Choice of Repair Shops

You have the freedom to choose your preferred repair shop that specializes in high-end vehicles, ensuring the highest quality repairs with original manufacturer parts.


Additional Benefits and Features
Roadside Assistance

Premium roadside assistance that understands the needs of high value vehicles, available 24/7 across Canada and the United States.

Loss of Use Coverage

In the event of a claim, you'll receive compensation for rental of a similar quality vehicle, so your lifestyle remains uninterrupted.

Diminution in Value Coverage

If your vehicle suffers a loss in value following an accident, even after repairs, our coverage can compensate for this reduction.


Risk Management and Prevention Services

Understanding the investment your vehicle represents, we offer bespoke risk management services to help prevent losses before they occur. This includes advice on security systems, storage solutions, and regular maintenance checks tailored to high-value vehicles.

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We Help To Get Solutions

Understanding the investment your vehicle represents, we offer bespoke risk management services to help prevent losses before they occur. This includes advice on security systems, storage solutions, and regular maintenance checks tailored to high-value vehicles.

Understanding the investment your vehicle represents, we offer bespoke risk management services to help prevent losses before they occur. This includes advice on security systems, storage solutions, and regular maintenance checks tailored to high-value vehicles.

High value car insurance offers higher coverage limits, agreed value coverage—where the insurer and the policyholder agree on the car's value at the policy start—and often includes additional benefits like choice of repair shops, original manufacturer parts, and comprehensive roadside assistance.

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Ready to discuss your insurance needs?

Contact us today at Able Insurance. Our expert advisors are here to help you find the best coverage and answer any questions you may have.

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