Multi-Unit Home Insurance

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Multi-Unit Home Insurance

Specialized Protection for Multi-Unit Properties

We recognize the unique challenges and responsibilities faced by owners of multi-unit homes, such as duplexes, triplexes, and apartment buildings. Our Multi-Unit Home Insurance is specifically designed to provide comprehensive coverage for both the building and the diverse risks associated with tenancy.

Why Multi-Unit Home Insurance?

Owning a multi-unit home involves more complexities than a single-family residence, including higher liability risks and the need to protect against damage that can affect multiple families or individuals. Multi-Unit Home Insurance ensures that property owners are protected financially from common risks such as fire, water damage, tenant-related issues, and legal liabilities.

Tailored Coverage for Your Investment
Building Coverage

Protects the physical structure of your multi-unit home against damage from covered events like fires, storms, and vandalism.

Equipment Breakdown

Covers the cost of repairing or replacing boilers, HVAC systems, and other critical equipment serving the entire building.

Loss of Rental Income

Covers lost income if your rental units become uninhabitable due to a covered loss, ensuring your investment continues to generate revenue even when unexpected events occur.

Customizable Options to Meet Specific Needs
Tenant Vandalism Coverage

Protects against damage to your property caused intentionally by tenants, which is not typically covered under standard policies.

Non-Occupancy Coverage

Offers protection for periods when units are unoccupied, safeguarding against risks heightened by vacancies such as vandalism and theft.

Umbrella Liability

Provides additional liability coverage beyond the limits of your standard policy, crucial for properties with high tenant turnover or significant public access.

Expert Advice and Dedicated Support

Navigating the insurance needs of a multi-unit property can be challenging. Our team of experts is here to provide tailored advice and dedicated support, helping you identify the optimal coverage based on your specific circumstances and risk factors. We are committed to ensuring that you fully understand your insurance options and receive the best possible protection for your investment.


We Help To Get Solutions

Multi-unit home insurance is designed to cover properties that consist of multiple separate living units within the same building. This type of insurance is crucial for property owners who rent out one or more units, as it covers the building itself, common areas, lost rental income, and liability issues.

Unlike standard homeowners insurance, which covers a single-family home, multi-unit home insurance covers risks associated with renting out multiple units, including liability protection for common areas, and often includes coverage for loss of rental income.

Owners of properties that contain multiple residential units, such as landlords of duplexes, triplexes, or apartment complexes, need this type of insurance to protect against the increased risks of property damage and liability from having multiple tenants.

Ready to get a Quote?


Ready to discuss your insurance needs?

Contact us today at Able Insurance. Our expert advisors are here to help you find the best coverage and answer any questions you may have.

Call To Our Experts +1(866) 619 - 2253

Get Your Personalized Multi-Unit Home Insurance Quote Today!

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