Tow Truck Insurance

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Tow Truck Insurance

Protect Your Rental, Empower Your Hosting

We recognize the unique challenges faced by tow truck operators. Whether you’re involved in roadside assistance, vehicle recovery, or impound towing, the risks associated with towing operations are significant. Tow Truck Insurance is designed to provide robust protection for your business, ensuring that you can deliver services safely and efficiently without undue financial risk.


Why Tow Truck Insurance?

Tow truck businesses operate in high-risk environments that require handling other people’s property under potentially hazardous conditions. This exposure to risk includes traffic accidents, damage to vehicles being towed, personal injuries, and liability issues. Tow Truck Insurance is crucial for protecting your business against these risks, offering coverage that is specifically designed to address the unique needs of the towing industry.



Comprehensive Coverage Tailored for Tow Trucks
Liability Insurance

Covers damages and legal expenses if your tow truck is involved in an accident that causes injury or property damage to others.

Physical Damage Insurance

Provides coverage for your tow trucks and equipment in case of collision, theft, vandalism, or other perils.

Garage Keepers Liability

Protects you from liability when customer vehicles are in your custody, whether at your storage facility or being towed.


Additional Coverage Options
Uninsured/ Underinsured Motorist Coverage

Protects you if your tow truck is involved in an accident with a driver who lacks adequate insurance.

Workers' Compensation

Essential for covering medical expenses and lost wages for employees injured on the job.

Business Interruption Insurance

Helps cover lost income and operating expenses if your business is disrupted due to a covered loss.


Expert Advice and Personalized Service

Navigating the insurance needs of a tow truck business can be complex. Our team at Able Insurance specializes in commercial vehicle insurance and offers personalized service to help you understand your options. We provide expert guidance to ensure that your coverage fully meets the specific demands of your towing operations.

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We Help To Get Solutions

Tow truck insurance is a type of commercial auto insurance specifically designed for the unique needs of towing services. It covers a variety of risks associated with towing operations, including liability for towing vehicles, physical damage to the tow truck, and protection against risks like on-hook towing and garage service operations.

Any business that operates tow trucks, including those offering towing services, roadside assistance, vehicle recovery, and auto salvage, should have tow truck insurance. This includes both independent operators and businesses with fleets of tow trucks.

Tow truck insurance includes specific coverages related to the risks of towing and storing vehicles that aren't typically found in standard commercial vehicle policies, such as on-hook towing and garagekeepers liability.

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Ready to discuss your insurance needs?

Contact us today at Able Insurance. Our expert advisors are here to help you find the best coverage and answer any questions you may have.

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