Garage Insurance

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Garage Insurance

Comprehensive Protection for Your Automotive Business

We recognize the unique risks associated with operating a garage, auto repair shop, or dealership. Garage Insurance is specifically designed to cover the distinct needs of businesses involved in vehicle sales, servicing, and repairs. This specialized insurance combines elements of general liability, property insurance, and vehicle coverage, ensuring that all aspects of your business are protected.


Why Garage Insurance?

Automotive businesses face specific challenges and liabilities that standard business insurance policies may not cover. From customer vehicles in your custody to the specialized tools and equipment you use, the risks can be substantial. Garage Insurance provides the necessary coverage to protect against potential claims arising from your operations, including damages to customer vehicles, injuries at your facility, and more.



Tailored Coverage for Automotive Professionals
Garage Keepers Liability

Protects you from liability if a customer's vehicle is damaged while in your care, custody, or control.

General Liability

Covers common business liabilities, including customer injuries on your premises or damages resulting from the services you provide.

Business Property Insurance

Protects the physical assets of your business, such as your tools, equipment, and buildings, against loss or damage.

Business Interruption Insurance

Compensates for lost income and helps cover operating expenses if your business must close temporarily due to a covered event.


Additional Coverage Options
Equipment Breakdown

Covers repair or replacement costs for equipment that breaks down unexpectedly.

Employee Dishonesty Coverage

Protects against losses caused by acts of employee theft or fraud.

Cyber Liability Insurance

Safeguards your business in the event of cyber-attacks or data breaches, particularly important if you store sensitive customer information.


Expert Advice and Support

Choosing the right insurance for your garage can be complex. Our team at Able Insurance specializes in commercial insurance for the automotive industry and is committed to guiding you through the coverage options to ensure your business is fully protected. We provide personalized service and expert advice to help you navigate the specific risks of your industry.

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We Help To Get Solutions

Garage insurance is a type of insurance designed to cover businesses that operate out of garage locations, such as auto repair shops, body shops, and car dealerships. It provides coverage for general liability and can include options for protecting customer vehicles, employees, and the premises.

Any business that deals with customer vehicles, including automotive repair shops, body shops, car dealerships, tire stores, and any facility offering vehicle maintenance services should have garage insurance. This coverage helps protect against typical business risks as well as industry-specific risks like vehicle damage while in the business’s custody.

While standard business insurance covers general business liabilities, property damage, and loss, garage insurance includes specific coverages needed by businesses that operate with customer vehicles. This includes "Garage Keepers Liability," which covers damage to customers' vehicles when in the garage's care, custody, or control.

Ready to get a Quote?

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Ready to discuss your insurance needs?

Contact us today at Able Insurance. Our expert advisors are here to help you find the best coverage and answer any questions you may have.

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